REGULAR CHECKING
Our "Regular Checking" account that is non-interest bearing.
Features include:

Minimum Balance Fee -
$4 per month IF balance falls below $100 any day of the statemant period.

SENIOR CHECKING
Our "Personal Checking" account for Seniors that is non-interest bearing. One account per senior customer.
Features include:

INTEREST BEARING PERSONAL
Our "INTEREST BEARING" account gives you the opportunity to earn interest on your daily balance.
Features include:

Minimum Balance Fee -
$7.50 if your balance falls below $1,500 any day of the statemant period. You must maintain a minimum balance of $1,000 in the account each day to earn interest.

MONEY MARKET - PERSONAL
Our "MONEY MARKET" account pays interest on the daily balance of this account.
Features include:

Account Fees:
$10 minimum balance fee if the daily balance falls below $2,500 and no interest will be paid. Additionally, a charge of $3.00 per item will be assessed for any transaction exceeding the limitations stated below.

Limited transactions - 6 transfers from your account each statement cycle, but only 3 may be payments by check to third parties.

FREE ON-LINE BANKING
Our "INTERNET BANKING" is available for no charge.
Easy access to:

Bill Pay Program: FREE!