Islanders Bank offers a variety of loan solutions including:
Real Estate
Commercial
Consumer
Credit Cards - Both Personal & Business
At Islanders Bank each loan is custom made to fit each customer’s requirements and we handle a variety of financing arrangements with flexible terms. We have experienced loan officers each capable of handling all loan types and we are one of the few banks providing lending services to Non-Ferry Serviced Islands.
Real Estate – Residential: Flexible Terms with 80% Loan-To-Value
We finance : Purchase Money; Home and Land; Land Only; Construction; Construction Permanent; The Oaks Manufactured Home Community; Timberland and other modular homes
Loan Types : 1st and 2nd Mortgages; Home Equity; Land Acquisition; Construction; Construction/Permanent; Manufactured Homes; Timberland and other modular homes
Real Estate – Commercial Up to 25 Year Amortization with 75% Loan-To-Value
Loan Types : Office Buildings; Downtown “Condominiumized” Shops and Structures; Manufacturing; Apartment Buildings; Hotels and Bed and Breakfasts; Subdivisions and Land Development; Agricultural Properties; Investment Properties.
Commercial Loans:
Loan Types : Working Capital; Equipment; Account Receivables; Other
Personal Loans:
Loan Types : Auto, Boat, Motorcycle; Travel Trailers; Motor Homes; Credit Cards and Personal Lines of Credit
Please contact your nearest office for current rates and additional information
